OK BANK Indonesia
OBB is a form of cooperation of OK! Bank Indonesia with rural banks (“BPR”) in which OK! Bank Indonesia serves as a coordinator bank to collect and distribute funds from and to BPR members of OBB, which aims to maintain the liquidity of the BPR members.
All rural banks (BPR) who is a member of DPD Perbarindo and meet membership requirements.
OBB was established as a media of fund collection and management sourced from the members of OBB and OK! Bank Indonesia. The goal is to keep the liquidity risk of OBB members when a fund mismatch occurs. By joining a member of OBB, BPR will have the ability to prevent the possibility of a worse liquidity shortage.
Now there are 192 BPR members of OBB which divided into three regions or areas: OBB DKI Jaya, OBB Bali and OBB West Nusa Tenggara (NTB).
- Free periodically training from OK! Bank Indonesia
- Free OK! LINK installation, including banner & brochure production
- Fund placement facility in Deposito OK! Bank Indonesia
- Uncomplicated process of OK! Bank Indonesia credit loan
- Receive information on OK! Bank Indonesia’s latest product
- Able to build more solid partnership with fellow BPR OBB members facilitated by OK! Bank Indonesia
- Located in DPD Perbarindo area who already cooperate with OK! Bank Indonesia to form OBB.
- Registered as a member of Perbarindo.
- It has been in operation for at least 2 (two) years.
- Non Performing Loan (NPL) maximum of 13%.
- Capital Adequacy Ratio (CAR) minimum of 8%.
- Minimum asset of IDR 1 billion.
- Capital paid-up in accordance with BI regulation
- Having a giro account in OK! Bank Indonesia.
- Completing all documents required by OK! Bank Indonesia.